Start 120 days out
Many lenders hold a rate for up to 120 days before maturity.
Edmonton mortgage renewals — get the new-client rate
Your bank's renewal letter is rarely its best offer. We have lenders bid for your business.
No-cost switch
Most switches at renewal can be done at no cost to you (OAC).
Restructure
Change amortization, add a line of credit or consolidate debt.
5-minute review
We confirm your options on a short call.
How Edmonton buyers get approved in 5
1. Apply in 2 minutes
A short, secure form — no SIN, no banking details.
2. Instant online review
Our system gives you an immediate estimate of your buying power or refinance options.
3. 5-minute call
A licensed mortgage professional confirms the details and your pre-approval.
4. Welcome email
You receive a document checklist and disclosures so you can shop with confidence.
Frequently asked questions
When should I start my mortgage renewal?
Start about 120 days before your maturity date. Many lenders will hold a rate for up to 120 days, and lenders often offer new-client rates that beat a renewal letter.
Does it cost anything to use a mortgage broker?
For most residential mortgages there is no fee to you; the lender compensates the brokerage. Any fee would be disclosed to you in writing before you proceed.
Ready? Get approved in 5.
Instant online estimate. 5-minute call with a licensed Edmonton mortgage pro. No cost, no obligation.
Get approved in 5